Nearly an hour after he arrived home, Tyler was finally free and could now take his time to think.
He had already arranged the items he brought into their appropriate places—his wardrobe and Devin's. He also got rid of their old clothes, but made sure to keep Devin's favorites.
He had no idea if Devin would want to throw them out, so he left that decision to him.
After arranging the things he bought, he took his time to deep clean the entire house. Once he was done, he took a bath to freshen up.
"That was slightly tiring, but the bath did its intended job," Tyler sighed with a small smile as he collapsed into bed, causing it to squeak.
Hearing the bed squeaking under him, it reminded Tyler that he need to replace all the furniture, electronic devices and every single gadgets in the house.
In short, the whole house needs a massive renovation and everything inside it needs replacement.
Tyler knew that with how things are looking at the moment with the restriction and everything else, getting enough money to buy a house—the kind of house he wants—will take time.
He had already done the calculations and realized that, following his current withdrawal plan, it would take him at least two months—two months and one week to be exact—to reach the $100,000 target.
Realising this, he decided to make some changes to his plans. He knew that buying a new house was off the table for now. Renovating this one would have to do
"If I remember correctly, David said that I should make $100,000 in five months before he can consider helping me. He didn't say I should save or hoard the amount. I just need to make a total of that amount in profit," Tyler muttered to himself.
David's words were more like "Show me you're not just talking big. Make $100k in profit, and I'll know you're serious."
This means that the withdrawal of $4,100 he made today counts towards the goal. And he needs to earn $95,700 more.
"Fuu... Enough of that. I should focus on what next to do. I can't sit still for two whole months until the money's ready," Tyler sighed heavily, closing his eyes briefly.
His mind spun and his thoughts churned as he went down memory lane, searching for any opportunity to make money with minimal risk.
As for the result? Almost nothing. He did come up with a few ideas, but none he could pursue given his current financial situation.
As for what these ideas are, one of them was betting. He remembered some offset games that happened in his past life.
There were some very memorable games in the NBA, NFL, MLB, and the ongoing NCAA Men's Basketball Tournament, famously referred to as March Madness.
And let's not forget the biggest tournament in the world, which will be starting in a few months: the 2010 FIFA World Cup.
"Ahhh... Reminds me of that word: vuvuzela," Tyler laughed lightly, as memories related to the tournament surfaced.
Though he didn't remember much about the tournament—or other tournaments from this year—in his previous life, he did remember the memorable ones. Not the full details like exact scores, goal scorers, or stuff like that, but he did recall the general overview.
"I could work with that. I could create an account on betting platform using my mom's details this time. Use her id to open the account. She might not agree to it but age doesn't need to know," Tyler thought to himself.
He thought about it some more and felt it could definitely work. Unlike in the future where the regulations on betting platforms were very tight, it was still lax.
Tyler could easily fake his way through and not be caught—as long he does it right.
"Let's get to it then. Hopefully they don't ask for phone number or I will have to explain myself to mom later," he said to himself.
He immediately stood up from the bed and grabbed his laptop. He opened his browser and immediately got to work, creating an account on a betting platform.
Beside betting, another idea he has was to buy into a company before it goes public. But he understood how Impossible this is for him.
As a financial analyst, Tyler knew that pre-IPOs were reserved for a certain category of people—the wealthy. For someone like him, there was no way he could possibly get in.
Also, while the betting was a viable option for him, it won't solve his problem. He needs hundreds of millions to billions of dollars for his plans, and it was beyond impossible for him to get such massive amount from betting.
Also, the only tournament he could bet on was the ongoing March Madness, which was about to end. And he only remembered a few game results from it—the final and maybe two or three matches before it.
As for other competitions, they were either months away or had already ended. Tyler would have to wait a long time—and time wasn't something he had the luxury of.
The way he sees it, he'll have to use the [Financial Mathematics] specialized knowledge to create something.
With the specialised knowledges, he could create anything as long as it's has to do with the financial market. From a trading bot like VaultX to anything else.
As Tyler was working on the betting account, he was also thinking of what he could possibly create next.
He thought about finance-related things that were popular in his past life, and one particular area came to mind: fintech.
In the future he came from, fintech had become massive. Words alone couldn't capture how big it was, with giants like MasCard, Vis, Pypl, and the largest crypto exchange platform leading the charge.
And it wasn't just fintech—High-Frequecy Trading (HFT) and trading algorithms had also exploded in scale and importance.
As Tyler thought about the popular fintech companies and firms built around HFT, and trading algorithms, he started formulating some ideas in his head.
He had already created VaultX—a far more advanced version of trading algorithms that were present in his past life.
He felt that he could create another but this time it won't simply be trading. What he was thinking was a sub-program that could tracks and auto-executes low-latency triangular arbitrage trades across global exchanges.
The bot will looks for price discrepancies between currency pairs like USD → EUR → JPY → USD or commodities like Gold in Tokyo vs. London, and skims fractions of profit in milliseconds.
This was still a vague idea in his head but after he's done with everything related to the betting account, he will flesh it out.
He still had more ideas but the one that grabbed his attention more was related to the fintech industry.
If he remembers correctly Wisa would launch next year and it disrupted the international money transfer industry significantly by offering low-cost, transparent fees and real exchange rates. It was one of the fintech companies that revolutionise the industry.
With [Financial Mathematics], Tyler could create something like that and even better. And he could also use it to move his money secretly without triggering any regulatory flag.
Tyler thought about it and immediately decided to go with these two plans for now—the arbitrage trading sub-program and a fintech app.
"Let's get to work then," he smiled to himself.
He was already done with the betting account and already placed a bet of $500 to win $3,600.
Yeah, not much but it wasn't bad either. Besides, he never had the thought of winning millions from betting in the first place.
Letting out a deep breath, Tyler started fleshing out the idea for the trading sub-program.